New Year Resolutions

Happy New Year!  May 2013 bring you good things!  What are some of your resolutions?

I got into a lazy funk during 2012 and just thinking about my giant list of resolutions for 2013 is causing me a lot of anxiety about how to approach them.  I seriously have four pages in a spiral notebook filled with goals for the new year.  A lot of them overlap in categories and the task of organizing and explaining how I’m even going to start is filling me with anxiety.  Resolutions are all about forming new and better habits so I need to make like Nike and just do it!

Improving time management (lose procrastination) is one key resolution.  I need to develop some sort of routine, where I spend less time on the computer and more time working to pay off my debts, volunteering, creating art, exercising regularly, develop a cleaning schedule (once we move) and even have a sleeping schedule with a bedtime routine.  With a routine in place, I will be more productive, get regular exercise, meal plan, cook more and overall eat and be healthier.  Hopefully by volunteering, working, and taking zumba classes, I will meet some people in this area and make friends so I can get out and do some fun things in 2013.

Finding passion in art is another key resolution.  I need to somehow separate the anxiety/indebtedness that I have come to associate it with.  I need to learn to lose the anxiety altogether.  I mentioned anxiety about dealing with my resolutions.  Change is difficult and difficult things cause me anxiety.  It shall be overcome!

Some other things I want to do in 2013:

  • Go to the shooting range with husband
  • Visit my family
  • Pay off credit card debt
  • Run a mile easily
  • Use my Waterpik habitually
  • Develop a skin care regimen
  • Read more
  • Update portfolio/demo reel and design new website
  • Kip training (click the link to see what a kip is)
  • Sit up straight, improve posture

Those are the main things on my list.  I have a lot of little to-do list items that I’m not going to bother posting.

A friend of mine started a new blog,  The Progressive Planner, which is about achieving her goals for the new year.  She used the Wheel of Life to find areas that need improvement or balance.  If I made my own wheel of life if it would be somewhat balanced, however it would be a tiny wheel.  I’m not happy with a lot of those categories.  Spirituality would probably be the highest because I’m content with my current beliefs.  Lots of improvement needed in the other areas (home environment, career, finances, health, personal, relationships, and knowledge).

One thing I didn’t take into consideration about my debt payoff is that my student loans gain about $350 in interest each month.  Since I’ve been paying more than the minimum, my loans will only accrue $290 in interest this month.  I just paid $300 for the first half of the month, so a whopping $10 more went towards that overall payoff.  Feel like I’m getting nowhere, fast!

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3 thoughts on “New Year Resolutions

  1. Pingback: I’ve Done It | Debt Perception

  2. Pingback: Happy Fiscal New Year! | Debt Perception

  3. Pingback: Happy New Year! | Debt Perception

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