Original Debt (December 14, 2012): $102,645
Current Debt (22 months later): $90,753
My debt has decreased by $1,203 since last month. An overall reduction of $11,892 in 22 months. I’m now at 11.58% of my debt payoff goal.
Federal Student Loans
$59,225 $59,473 (up $248 since last month, an overall $3,573 increase over 22 months)
Private Student Loans
$32,731 $31,280 (down $1,451 since last month, an overall decrease of $9,341 in 22 months)
$3,061$3,059 (down $2 since last month, an overall decrease of $4,101 in the past 22 months)
$10,549$10,553 (up $4 since last month, an overall decrease of $637 in 22 months)
$17,149$17,156 (up $7 since last month, an overall decrease of $1,084 in 22 months)
$1,973$513 (down $1,460 since last month, an overall decrease of $3,508 in 22 months)
StudentLoan#4 will likely be paid off next month AND I’m hoping to drop out of the 90k range!
My student loans have been switched over to Navient, Sallie Mae’s alter-ego. It’s about time to reapply for Income Based Repayment but was waiting for the Navient switch-over.
The past two months or so have been rough. I sleep horribly, and not much. It’s definitely taking a toll. I took a week off from work to try to figure out the whole non-sleep thing. I thought maybe I needed to get out and do things, get some sun, so I explored my area for the first time since moving here 3 years ago. It didn’t really help. If two weeks of eating healthy and exercise don’t fix this for me, I need to see a specialist.