Fixed Expenses – Rent, pet rent, washer/dryer rental, and Netflix are the same every month.
Expected Expenses (Electric Bill, Cell Phones, Renter’s Insurance) – As expected.
Gas – With hubby out to sea for two weeks, I only spent $82 on gas. That’s a lot better than the $120 we usually spend sharing the car.
Car Stuff – Renewed our AAA membership, forgot to budget that in.
Prescriptions – I wasn’t on top of budgeting this month so I mistakenly put a purchase for antibiotics into the grocery costs and threw away the receipt, oops.
Medical Bills/Co-Payments – Used my credit card to gain rewards from paying a hefty medical bill, way over the $90 budget.
Groceries – $292 out of the $350 budget. I think this is a bit high considering my husband was gone for two weeks this month.
Dining Out – Budgeted $25, spent $17.
Energy Drinks/Navy Cash – I’ve added hubby’s Navy Cash card to this category while he’s out to sea. He can transfer money from our bank account to use to purchase drinks and snacks out of vending machines. $179 out of the $100 budget. I’m going to predict the future here and say we won’t be saving money while he’s on deployment…
Slush Funds, Electronics and Games – Hubby’s $49 over budget in games but well under budget for his slush fund.
Pet Expenses – Under budget.
Splurges & Miscellaneous Expenses – Nothing came up this month, just using any extra money to pay off hubby’s laptop purchase using the credit card!
I’m kind of disappointed how much money hubby is spending while he’s out to sea. I’m sure items from the vending machines aren’t cheap and it’s nice to have more than just mess hall food but we probably could have saved a bunch of money and bought junk food for him before he left. It’s hard to get ahead on the debt when spending habits don’t change! I wanted to be out of credit card debt by the end of 2013. That’s not happening any time soon! It’s frustrating!
Did you over-spend at all in November? How did you do overall on your budgeting?
NOVEMBER GOALS RECAP
- Meal plan! Aside from Thanksgiving dinner, FAIL!
- Don’t waste fresh produce! Considering I didn’t really buy much until the few days before Thanksgiving, PASS?
- Prepare snack-sized portions and (freezer) meals ahead of time. FAIL!
- Meditate for 2 minutes each day. FAIL!
- Play a brain game at least once a day. I made an effort, but definitely wasn’t once a day. FAIL!
My goals for December will be the same as November, plus, I want to knock a few items of my goals for 2013.