Whether it’s movies, dining out, video games, trading cards, girls/guys night out, fitness/dance classes, or whatever floats your boat, we all have some personal entertainment expenses factored into our monthly budget, right?
I haven’t had this expense factored into our budget (for myself) because I find it hard to spend money when I have debt. I’m also a bit of recluse and don’t have friends in the area to do anything entertaining with.
I always thought my husband’s $100 per month gaming budget was a little excessive. He pays a monthly subscription to Eve online, for 5 separate accounts.
While my husband is gone on an underway, he had me set up an automatic payment to the new credit card on the last of his accounts that needed to be switched over. I noticed that instead of paying $14.95 per month for a subscription to the game, he could be paying $131.40 a year (equivalent to $10.95 a month). That’s a savings of $48 per month on just one account. He could be saving $240 a year on all 5 accounts.
When I questioned my husband as to why he chose the larger monthly payments, he mentioned sticker shock. If you pay for a yearly subscription for all 5 accounts at once, $657 could give anyone sticker shock. So I’m going to be working on staggering those yearly subscriptions into our budget.
WHAT ABOUT KASEY?
I’ve been cooped up at home with a sinus infection and haven’t worked at all this week yet. I get extremely tired and take lots of naps when I have a sinus infection and I’ve had several dreams involving dancing. I really miss dancing, gymnastics and just being active. I know I really should be rewarding myself with some fun/entertainment to keep me from burning out in this long debt payoff journey. I guess the good thing about the type of entertainment I enjoy is that it doubles as exercise!
I could check out the trampoline park for $12 an hour, or go to open gym at a gymnastics center for a similar price. I found a gymnastics facility offering adult classes for $84 a month or $22 per class. Most dance classes range in price from $70 to $85 a month, or $10-22 per class.
Looking up the cost of my own possible entertainment sources made me realize that my husband’s gaming budget is not as excessive as I originally thought, at $100 a month. Once we switch over to yearly subscriptions it’s looking more like $75 a month for his gaming budget; Similar to the cost of a dance class.
While I’m really leaning towards taking the adult gymnastics class or a hip hop dance class (both will allow me to scratch off items on my 30 before 30 list), there’s that big, heaping pile of student loan debt always lingering over me that makes it hard to justify spending any entertainment money. Then again, my income will still be thrown towards my own debt and any entertainment expenses will come out of hubby’s income. Err…that didn’t really help to justify spending money, I feel like a douche for even saying that.
How much do you spend on your personal entertainment each month? Each year? What types of activities do you spend it on?