Based on my grading scale, I give our September budget an 84% or a B.
Fixed Expenses – Rent, pet rent, washer/dryer rental, and Netflix are the same every month. Internet went up by $10! I called to see if they could give me any loyalty discounts but I’m stuck at $47 until February. Cox is also supposed to be introducing faster speed internet at the same price. I’ll be calling again in February to try to lower my bill again!
Expected Expenses (Electric Bill, Cell Phones, Renter’s Insurance) – Under budget with electric. The cell phone bill was mighty expensive this month (but I knew what it would be). I have a feeling October’s cell phone bill will be higher too. Hubby tends to play Rage of Bahamut on his cell phone whenever he has a free moment and we’re already at 3.9 GB of our 4 GB data plan that doesn’t reset until October 14th! I’ve used less than .5 gigs myself and I just can’t understand why or how his game uses up so much of our data plan!
Gas – $118 out of the $100 budget.
Car Stuff – Paid property tax on my old car. Hubby paid $60 for a taxi instead of finding a ride home from work like he said he could when I took the car to help my friend.
Prescriptions – Last month, my normally $45 prescription only costed $7. This month, $0! Can’t explain that one. I’m wondering if I reached some sort of cap that resets with the fiscal year? Maybe my prescription migrated to the generic category? We’ll find out the next time I get refills!
Medical Bills/Co-Payments – I budgeted $90 for medical bills but paid $63. So much better than last month!
Groceries – With me being gone, we only spent $209 on groceries.
Dining Out – Spent $32, budgeted $25.
Energy Drinks – $100, on budget.
Slush Funds, Electronics and Games – Hubby only spent $75 of his $100 budget on games, and we didn’t spend money on anything else!
Pet Expenses – Spent $94 out of the budgeted $65. $70 for a pet sitter while I visited my friend BUT she paid me for it!
Splurges & Miscellaneous Expenses – I budgeted $25 for miscellaneous expenses, spent $20.
Overall, it wasn’t a bad month.
Did you over-spend at all in September? How did you do overall on your budgeting?
These are basically the same as my September goals, which I failed at completely.
- Meal plan every week!
- Consume at least one serving of fruit each day. Juicing and smoothies count!
- Don’t waste any fresh produce!
- Prepare snack-sized portions and (freezer) meals ahead of time.
- Track my calories.
- Limit myself to one piece of dark chocolate a day.
- Limit myself to less than 1/2 cup of ice cream a day.
- Start taking vitamins/supplements DAILY!
- Take a 30 minute walk each day (wear sunblock!)
- Meditate for 2 minutes a day.
- Play a brain game at least once a day. (Supposed to help with a bad memory)
- Get a job or start making income somehow!