My husband and I share one vehicle. If there’s ever a day that I want to use the car or need it for an appointment, I have to wake up before dawn and ride with him to base/work, then drive back home and repeat the journey when he is through with work. We’re about 13 miles from base, so that’s at least 52 miles a day, not including the other places I end up going.
Transportation to/from base on a day that I don’t need the car costs about $4.50 per day based on current gas prices. Double that on days when I need the car. If we had a second car we could shave off an extra 26 miles a day ($4.50) and I could expand my job search since I wouldn’t be confined to certain hours to work within hubby’s schedule.
Basically, I really want a second car!
1. We probably
can’t shouldn’t afford it and should just continue making one car work until we can save up money to buy a decent used vehicle. This would likely take over a year and by that time, hubby will be on a long deployment and a second car wouldn’t be needed.
2. We could probably go out and buy a scooter right now but I’m not thrilled about this option. I’d be the only one that would ride it and I couldn’t ride if it was raining, too cold or windy. Am I even tall enough to ride a scooter?
3. Ride the bus. I don’t really consider this as an option for either of us. It’s $1.50 one way, $3 round trip but since we’re so far away from base, it would likely double as there is no one direct bus that goes to/from here to base. Also, the bus stop nearest us doesn’t leave early enough in the morning for hubby to get to work on time and even if I ended up getting a job near a bus route, hubby doesn’t want me riding the bus for safety concerns.
4. A Navy family is PCSing (moving) and wanting to find someone to take over their leased car before they go. It’s a 2012 Toyota Yaris they got last November. The monthly payments are about $333 and $10,460 remains to be paid. The crappy part is that they have a 12,000 mile limit per year on the lease and are currently at 11,700 until November.
Hubby’s advancement pay keeps increasing every month and will fully kick in come December. That would pretty much cover the entire payment and with my hopes of landing one of the two library jobs I have interviews for (*knock on wood!), we should be able to afford the additional car/insurance payments. I am going to call our insurance company tomorrow to see how much it would cost to add an additional leased vehicle with comprehensive coverage. I don’t think it would double but it would definitely increase.
So readers, what would you do with those options if you were in my shoes?