So we’re a little more than half way through May. How are we doing 2.5 weeks into budgeting?
My husband upgraded his cell phone to a smart phone and I figured we’d wind up paying about $40 more each month on our bill. He had his new phone for less than 2 weeks and was about to exceed his 2 GB data plan, so I thought the bill would increase even more when we upped that to 4 GB! It baffles me how he could use less than 1 GB in a month playing a game on my smart phone all the time but expends nearly 2 GB in data in 2 weeks playing the same game on his new smart phone. Anyway, Verizon wouldn’t let me upgrade his data plan to 4 GB without losing my unlimited plan that Verizon did away with a number of years ago (I haven’t upgraded my phone in over 2 years). We switched to unlimited talk and text with 4 GB of shared data allowance and now our bill is $4 less than what we were paying before his upgrade!
CAR AND GAS
We’ve used about half of the gas budget, so we’re on track with that.
I had to update the address on my driver’s license, so that was an unexpected $20.
While updating my ID address on the DMV’s website, I noticed they allowed me to renew my vehicle registration online. It didn’t mention anything about having to get a vehicle inspection so I thought maybe it wasn’t annually that I needed to have it done. So I paid the $39.75 registration fee thinking I would have another year to drive my car into the ground. Then I had a gut feeling I made a mistake. So I called the DMV. They confirmed I needed an up-to-date inspection sticker but that wasn’t something they dealt with. They couldn’t refund my money if my vehicle doesn’t pass inspection but I can have the registration transferred for $2 should we get a new car. Somehow, I still hope my car will miraculously pass inspection. It would be nice to have two cars for a while. It would significantly help in the job front.
Then there’s that pesky personal property tax for $26 that I need to see if I can have reduced since I’ll likely be junking my car at the end of June if it doesn’t pass inspection.
MEDICAL CO-PAYS AND PRESCRIPTIONS
I recently received several doctor bills, each around $30. I haven’t paid them yet but will before the end of the month. I only allotted $20 for medical bills but I’ve been having a lot of doctors appointments lately. I guess I need to increase this amount in future months and save up what I don’t use for future bills.
Tricare has increased the cost of prescriptions. I was paying $25 for a 3 month supply of birth control but now that’s up to $43. I’m wondering if I can get my doctor to fill out a medical necessity form (home delivery would be free) since I take BC for hormone deficiency rather than for birth control.
ELECTRONICS, GAMES AND SLUSH FUNDS
The internet bill was $10 less than usual. Not sure why, but I imagine it’ll go back up next month.
As previously mentioned, hubby has used up his slush fund and I’ve used 46% of mine.
I’m going to use up the rest of my slush fund plus what is leftover from the electronics fund to buy an $80 32 inch LCD tv from a tenant selling it at my apartment complex’s for sale forum. I’m hoping to get it for less. I’m going to take a look at it on Monday and my plan is to go there with $60 + whatever singles I have laying around. When she asks if I want to buy it, I’ll “scrounge” through my purse to see if I have the cash on hand…obviously I won’t have it all but I’m hoping she’ll take what I’ve got! 🙂
Haven’t needed to purchase any food or litter since the last time I updated. Running low on litter now, but I’ll definitely be able to keep it within the monthly allotted $50 for food and litter budget (currently spent $19 of that).
FOOD & DRINKS
I went grocery shopping last night. I think I somehow, subconsciously, know how much I’m going to spend on food. I meal planned for the week and made a list and I headed to the store thinking I’d spend about $200. The total came to $181.44 and I saved $19.27 using coupons and my store rewards card (that’s $200.71 without the savings). Right on the target!
As it stands now, we’ve used $392 of the $400 grocery budget. $8 left over for the rest of the month. I’m really hoping the food I purchased will last the rest of the month. I planned on freezing the leftovers of several of the meals I’m making this week, so it should stretch the food. I just need to get my butt in gear and actually cook and stick to the meal planning!
Hubby has $28 left for energy drinks this month and he just purchased 3 boxes (12 energy drinks) yesterday. I’m proud that he’s sticking with using cash for his purchases!