Tuesday is payday and we will attempt to budget for the first time ever. Maybe.
Originally hubby was on board with budgeting so we could start to actually save and have an emergency fund. He mentioned throwing his tax return at the credit card we used for our California trip and to purchase his smart phone. Now, he wants toys. I guess it’s time to talk budget again! I really can’t do this alone. If he wants toys, he’s got to stick with the budget.
I budgeted $100 for him to spend on his online games, $100 for his slush/entertainment fund, $100 for electronics, $100 for his energy drinks. I get $50 a month for my slush fund. That includes art supplies, entertainment, hair cuts, clothes, etc. It kind of frustrates me that he doesn’t seem to want to save or skimp on anything so we could avoid paying lots of interest or maybe one day have an emergency fund or actually own a couch or other luxury items we can’t afford.
For now, our grocery budget stands at $400 a month for two people, which includes toiletries, cleaning supplies, and other home products. That $400 figure is based on our crappy eating habits of purchasing processed junk. I have digestive issues and I have an inkling that eating excessive grains and hardly any fruit or vegetables has something to do with it.
I have a follow up appointment with my GI specialist early in May and was supposed to be trying diet changes to see what may have been causing some of my issues. So with our new budget, I’m going to attempt a week of no grains. That means lots of fruits and veggies and occasionally some dairy. Since we usually don’t buy foods that are healthy (and probably more expensive), I have no idea where our grocery budget will end up this month. Eventually, I’m hoping to cut down our groceries to $200 a month for two people since my husband’s pay deducts anywhere from $250-310 a month for meals on his ship.
It’s kind of ridiculous how much we spend on food and drinks for two people. $300 meals on his ship, $400 for groceries, $100 for energy drinks. $800!!! Not anymore!